LIC Jeevan Anand: In Jeevan Anand policy (LIC Jeevan Anand), a sum assured of Rs 1 lakh is given, while there is no maximum limit. You can pay the premium in this scheme till the policy is completed. Also, in this policy, you can get many maturity benefits under one scheme.
LIC Jeevan Anand: Life Insurance Corporation of India offers policies for every category. LIC schemes are available for everyone from children to the elderly. These policies guarantee you security and returns. Also, in many of these, you can accumulate a large fund by investing a little bit. One such scheme is LIC’s Jeevan Anand policy, in which you can get Rs 25 lakh by saving just Rs 45 per day.
Jeevan Anand policy (LIC Jeevan Anand) can be a great option if you want to earn a huge profit at a low premium. In a way, it can also be called a term policy. In this scheme, you can pay the premium till the policy is completed. Also, in this policy, you can get many maturity benefits under one scheme. At the same time, a sum assured of Rs 1 lakh is given in Jeevan Anand policy, while there is no maximum limit.
Get 25 lakhs by depositing 45 rupees
Under LIC Jeevan Anand Policy, you can save about 45 rupees every day and get 25 lakh rupees by depositing 1358 rupees per month. However, you will have to deposit this amount every month for a long term. Its policy term is 15 to 35 years, that is, if you invest for 35 years by saving 45 rupees every day under this policy, then on maturity of this policy you will get an amount of 25 lakh rupees. If you look at the amount saved by you on an annual basis, it will be around Rs 16,300.
What will you get on investing for 35 years?
If you invest Rs 1358 every month, then Rs 16,300 will be deposited in a year. In this way, the total amount invested in 35 years will be Rs 5,70,500. However, if you invest for 35 years, you will get a sum assured of Rs 5 lakh, with which after the maturity period, you will be given a revisionary bonus of Rs 8.60 lakh and a final bonus of Rs 11.50 lakh. Bonus is given twice in LIC’s Jeevan Anand policy, but for this your policy must be for 15 years.
What will be the benefit in this policy?
The policyholder taking Jeevan Anand policy does not get the benefit of any kind of tax exemption under this scheme, but you get four types of riders in it. These include Accidental Death and Disability Rider, Accident Benefit Rider, New Term Insurance Rider and New Critical Benefit Rider. In death benefit, the nominee will get 125 percent death benefit of the policy.
