Social distancing is very important in this era of corona virus. Keeping this in view, some selected banks of the country have given their customers the facility to withdraw money from ATM machines without card.
However, a limit has been fixed for daily transactions under this facility, which according to banks is between 10,000-20,000.
Let us know which banks are providing this facility and how it can be availed.
- Customers of State Bank of India (SBI) should follow this procedure
- ICICI Bank is also providing this facility, know the process
- Bank of Baroda (BOB) customers should follow this procedure
- Axis Bank customers can take advantage of this facility like this
- Be sure to pay attention to these safe tips
Customers of State Bank of India (SBI) should follow this procedure
- First, download SBI’s internet banking app YONO, then click on ‘YONO Cash’ and enter your account number and withdrawal amount.
- Now a message will come which will also contain YONO cash transaction number and PIN. After this, the customer has to go to the SBI ATM and select ‘YONO Cash’ on the ATM screen and enter the YONO Cash PIN along with the cash transaction number, withdrawal amount.
- After verification, the customer will get the cash from the ATM.
ICICI Bank is also providing this facility, know the process
- For this, by downloading the mobile app of ICICI Bank, going to Services, click on ‘Cardless Cash Withdrawal’. Then choose the account including amount number, PIN and click on submit.
- After this a message will be given in which a 6 digit code will be given which will be valid for six hours. Now the customer has to go to the bank’s ATM and enter the registered mobile number, PIN, six-digit code and withdrawal amount.
- After verification, the customer will get the cash from the ATM.
Bank of Baroda (BOB) customers follow this procedure
- Download the mobile app of BOB Bank and click on ‘Cash on Mobile’. Then the amount (up to Rs 5,000) and mobile PIN will have to be entered, after which a six-digit code will be given through a message from the bank with a validity of only 15 minutes.
- Now the customer has to go to the BOB ATM and click on the option ‘Cash on Mobile’ and enter the code containing the message and the amount of withdrawal. After this the customer will get the cash from the ATM.
Customers of Axis Bank can take advantage of this facility like this
- Axis Bank customers need to have the Instant Money Transfer (IMT) service enabled to withdraw card money from ATMs without a card.
- After this, after going to the bank’s ATM, the customer has to select the IMT option and click on ‘Withdraw IMT’ and enter some information related to his account like mobile number, sender’s code, message code given by the bank and IMT amount.
- After this process, the customer will get the cash from the ATM machine.
Be sure to pay attention to these safe tips
- Change your PIN from time to time and do not use your date of birth etc. as a PIN. Also, cover the POS keypad while entering the PIN.
- Be sure to update the mobile number with your account so that you can get information about all the transactions from your account.
- Only one person can enter the ATM room at a time, so do not allow any other person to come there with you.
