PM Jan-Dhan Account: Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), account holders get a benefit of Rs 1.30 lakh. Accident insurance is also given in this plan.
New Delhi: If you also want to open Jan Dhan account, then there is good news for you. Jan Dhan account holders will get the benefit of Rs 1.30 lakh from the central government. If you also want to take advantage of this, then register in this scheme today. Under the Pradhan Mantri Jan Dhan Yojana- PMJDY, customers get many types of financial assistance. Let us talk to you how you can also take advantage of Rs 1.30 lakh – this is how you
will get the benefit of 1.30 lakh
In the account opened under the Pradhan Mantri Jan Dhan Yojana, a total benefit of Rs 1.30 lakh is given to the account holder. Accident insurance is also given in this. The account holder is given accident insurance of Rs 1,00,000 along with general insurance of Rs 30,000. In such a situation, if the account holder has an accident, then Rs 30,000 is given. If the account holder dies in this accident, then one lakh rupees are given, that is, a total benefit of Rs 1.30 lakh is available.
who can open an account-
>> Any citizen of India can open an account under this scheme.
>> The minimum age limit for opening an account has been fixed at 10 years.
>> Under this scheme, any eligible Indian citizen above the age of 10 years can open an account in any bank branch.
>> Apart from this, you can also open this account through Bank Mitra.
What are the benefits?
>> You get interest on the amount deposited in this account.
>> If you have opened an account under this scheme, then you do not need to maintain minimum balance.
>> You get interest on the amount deposited in this account.
>> The account holder opened under this scheme gets an overdraft facility of Rs 10,000.
>> Any person of 18 to 65 years can take advantage of this facility.
>> PMJDY account holders who have RuPay cards also get accident insurance up to Rs.2 lakh.
What is Jan Dhan Account?
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is the most ambitious financial program that ensures access to banking/savings and deposit accounts, remittances, loans, insurance, pension. This account can be opened at any bank branch or Business Correspondent (Bank Mitra) outlet. PMJDY accounts are being opened with zero balance.
How to open account?
Under the Pradhan Mantri Jan Dhan Yojana, the account is opened more in public sector banks. But, if you want, you can also open your Jan Dhan account in a private bank. If you have any other savings account then you can convert it to Jan Dhan account also. Any citizen residing in India, whose age is 10 years or more, can open a Jan Dhan account.
these documents are needed , verification of documents is necessary under KYC to open Jan Dhan account. Jan Dhan account can be opened using these documents. Aadhar Card, Pan Card, Driving License, Voter ID Card, Passport, MNREGA Job Card.
