It is very easy to get an e-card through the PNB Jini mobile app. Customers can get details of PNB e-credit cards as soon as they click on the e-credit card facility on the app. If you are already a PNB customer, then you can update the genie app by going to the Google Play Store.
If you get an e-credit card, then what is the need of carrying a physical credit card? Now the era is not a physical credit card, but an electronic credit card, because if you carry a physical card, there is a fear of theft or the risk of leaking PIN-passwords. In such a situation, now the trend of electronic card or e-card is increasing rapidly instead of physical card.
Like other banks, Punjab National Bank has also started an e-card which can be downloaded from the PNB Jini mobile app. E-card is digital format of physical credit card in a way. You can download it from play store. You do not need to do any separate registration by downloading the genie app. Whatever features are available on your physical credit card, they are also available through the Geni app. You just have to keep the mobile with you. In mobile, the genie app will work as a credit card.
Physical Credit Card is a thing of the past! Choose e-Credit Card.
Get your e-Credit Card with PNB Genie Mobile App. pic.twitter.com/TFhA58FI9o
— Punjab National Bank (@pnbindia) February 25, 2021
No longer need plastic card
For online or e-commerce transactions, you will not need to carry your card with you. Plastic cards are not given to the customer under the e-card. The major feature is that in this, the shopkeeper, merchant or the POS machine through which the transaction is done, is not given any information about the primary account number and credit limit. There is also no risk of credit card theft. Configuration control is allowed through the card on every transaction. This card is of multi use, that is, it can be used repeatedly.
How to get e-card
It is very easy to get an e-card through the PNB Jini mobile app. Customers can get details of PNB e-credit cards as soon as they click on the e-credit card facility on the app. If you are already a PNB customer, then you can update the genie app by going to Google Play Store, because you have to update the latest version to take this feature. With the help of the PNB Geni app, customers can set the transaction limit for ATM, e-commerce, POS and contactless payments for international, domestic, card.
State Bank of India, the country’s largest government bank, also issues e-cards. State Bank virtual cards are also called electronic cards or e-cards. It is a limited amount debit card designed for e-commerce transactions. It is a simple and secure way to conduct online transactions without making the primary card / account information available to the merchant. The virtual card can be used with any merchant accepting an online MasterCard / Visa card without using a regular plastic card.