Plan for your work: Through this scheme of Uttar Pradesh government, you can open your own small dairy. Let’s know how-
Lucknow: There are many people who want to do something big by staying in their village. But the problem before them is that the village does not have that much resources of jobs or work. Not everyone has enough money to start a business on their own. However, there is a scheme that by taking advantage of this, people can gradually build their big business in the village itself. We are talking about the Uttar Pradesh Government’s Gopalak Yojana (UP Gopalak Yojana 2021). Through this scheme you can open your own small dairy. Let’s know how-
What is Gopalak Yojana?
The government has brought the Gopalak scheme for the youth who are unemployed, but want to do something for themselves. Through this, the government gives loans up to Rs 9 lakh to open a dairy. The special thing is that this loan is not only for one year, but also gives a grant in small installments in 5 years to protect your dairy from fluctuations.
Condition for loan
There are some conditions to take the lones. Which you have to complete.
1. Applicants must have at least 5 animals. All animals should be purchased from the fair and should be healthy so that they are insured.
2. The income of the applicant should be less than one lakh rupees annually.
3. Applicants should be resident of Uttar Pradesh and should be unemployed.
How will I get a loan?
To take a loan, first the dairy will have to be made at a cost of one and a half lakhs for 10 animals. After this, 5 animals will have to be kept in it. In such a situation, if you raise 5 animals, you will get a grant of 1 lakh rupees. At the same time, if 10 animals are raised, then a grant of 2 lakh rupees will be given. This grant will be given in an installment of 20 thousand or 40 thousand for 5 years. Apart from this, 7.20 lakh will be given loan.
In order to get a loan, one has to submit the application here for the Animal Medical Officer. The officer will send your application to the Chief Directorate. There, the loan will be given after verification of your application.
How will the loan be repaid?
The government gives a long time to repay the loan. No installment has to be paid for 6 months after taking a loan. After this, the person will have to pay loan and interest in 60 installments. The special thing is that you do not have to pay margin money for this. Your fence or land is considered margin money.
For more information, you can visit the official website of Animal Husbandry Department at animalhusb.upsdc.gov.in/en.
