If you also want to take advantage of this scheme, then you can open this account in the post office. Let us tell you what are the attractive features available with this account, and how to open this account.
New Delhi. If you open (JanDhan Account) in the Post Office, then you will get the benefit of 2 lakhs. Under the Pradhan Mantri Jan Dhan Yojana, the account of the poor of the country is opened on zero balance in banks, post offices and nationalized banks. Many facilities are given to the customers in the accounts opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY).
Let us tell you today what are the attractive features available with this account, and how to open this account. It is also worth noting that only those people whose account will be linked with Aadhaar will get the benefit of the facilities available with this account.
To open Jan Dhan account, these documents are necessary to have Aadhar card or passport or driving license or PAN card, Voter card, NREGA job card, letter issued by authority, in which name, address and Aadhaar number are written, letter issued by gazetted officer on which Attested photograph of account opening.
Would like to open a new account these things if you can close the bank or post go to office easily do these things if you want to open your new Jan Dhan account. For this you have to fill a form. Name, mobile number, bank branch name, applicant’s address, nominee, occupation / employment and annual income and number of dependents, SSA code or ward number, village code or town code, etc. will have to be given in it.
Make old account like this Jan Dhan account If you have any old bank account, then it is easy to convert it into Jan Dhan account. For this, you will have to apply for Rupay card by visiting the bank branch and after filling a form, your bank account will be transferred to Jan Dhan Yojana.
Benefits of this account:
>> Overdraft facility after 6 months
>> Accidental insurance cover up to Rs. 2 lakhs
>> Life cover up to Rs. 30,000, which is available on death of the beneficiary subject to fulfillment of eligibility conditions.
Interest is earned on the deposit.
>> Free mobile banking facility is also provided with the account.
>> RuPay Debit Card is given to the Jan Dhan account opener, from which he can withdraw money from the account or make purchases.
>> It is easy to buy insurance, pension products through Jan Dhan account.
>> If there is a Jan Dhan account, then the account will be opened for pension in schemes like PM Kisan and Shramyogi Maandhan.
>> Facility of transfer of money across the country
>> The benefit of government schemes directly comes into the account.
