Post Office Schemes with High Returns: If you like safe investment, then apart from banks, there are many options available for you in the post office as well. Here you will get many options from short term to long term investment. Here know about such schemes of post office on which interest of 7.5% to 8.2% is being given. If you want to make money with safe investment, then you can invest in these schemes.
Post Office FD
1, 2, 3 and 5 year FDs are run in the post office. If you invest in a 5 year FD, you will get 7.5% interest on it. Also, you will get tax benefits on this FD.
MSSC
If women want to invest their money and want to take advantage of better interest rates on it, then Mahila Samman Savings Certificate scheme is run for them. Investment is made in this for two years. The government is giving interest at the rate of 7.5% on this amount too.
KVP
If you can invest the money for a long term, then you can invest in Kisan Vikas Patra. This scheme doubles your money in 115 months. This scheme also gives an interest rate of 7.5%.
NSC
There is a scheme in the post office called National Savings Certificates. In this scheme too, money is invested for 5 years. Currently, this scheme is giving interest at the rate of 7.7%.
SCSS
The government runs the Senior Citizen Savings Scheme in the post office to give senior citizens the benefit of high interest on their earnings. Investment is also made in this scheme for 5 years. This scheme is giving interest at the rate of 8.2%.
SSY
Sukanya Samriddhi Yojana is run for daughters. You will get its option at both banks and post offices. In this, one has to invest for 15 years and this scheme matures at 21 years. In this, from Rs 250 to Rs 1.5 lakh can be deposited annually. At present, this scheme is also getting interest at the rate of 8.2%.
