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SBI FD vs Post Office FD Who will give best return

Hello friends, welcome to our channel, today we will talk on fixed deposits where will get the best return In which people spend money and get good returns but today we will also know about it

SBI Fixed Deposits vs Post Office Time Deposits: If you come across investors who prefer slightly lower returns but safety, then Fixed Deposit (FD) is the right option for you. This is a good option especially for senior citizens. Many banks, including the country’s largest bank SBI, have reduced the interest rates on FD significantly. In such a situation, many people are now turning to the post office. Interest rates on these deposits were last updated on April 1, 2020, amidst the coronavirus epidemic in the post office.

Post office time deposit

Like FD in the post office, the post office time deposit scheme is a bank. This is also called the FD of the post office. The post office offers the option of investment for deposits of period ranging from one year to five years. Like bank FDs, investors earn guaranteed returns through post office term deposits. The last interest on post office deposits was revised on 1 April 2020. For one year to three years, the post office gets a return of 5.5% on the amount deposited. For a five-year time deposit account, the post office returns at an interest rate of 6.7 percent.

This is the way to get FD in Post Office, you can invest if you want good interest

Post office time deposit interest rate

1 year – 5.5% for

2 years – 5.5% for

3 years – 5.5% for


5 years – 6.7% for

SBI Fixed Deposit (FD) 

For FDs in SBI, the investment period may vary from 7 days to 10 years, depending on the investment requirement, whether it is for short periods or long periods of time. SBI FD interest rates vary from 2.9% to 5.4% for general customers.

SBI new FD interest rates

7 days to 45 days – 2.90%

46 days to 179 days – 3.90%

180 days to 210 days – 4.40%

211 days to less than 1 year – 4.40%

more than 1 year and less than 2 years – 5.0%

to less than 2 years 3 years – 5.10%

from 3 years to less than 5 years – 5.30% to


5 years and up to 10 years – 5.40%.




Parvesh Maurya
Parvesh Maurya
Parvesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @
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