Sukanya Samriddhi Yojana-SSY: Sukanya Samriddhi Yojana was run by the government for the bright future of the daughters. Up to 10 years old daughter’s account can be opened in Sukanya Samriddhi Yojana. This scheme will be matured when the daughter is 21 years old.
New Delhi. If you are also the father of a daughter, then you will definitely be thinking of investing for her future. The first option that comes to everyone’s mind is Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana), which was started by the government for daughters. If you want to deposit money for your daughter’s future, then we are telling you how you can make your daughter a millionaire by saving 131 rupees a day. So let’s know about it-
What is Sukanya Samriddhi Yojana?
Sukanya Samriddhi Yojana was run by the government for a bright future for the daughters. Up to 10 years old daughter’s account can be opened in Sukanya Samriddhi Yojana. This scheme will be matured when the daughter is 21 years old. However, investing money in this scheme means that the money will be locked in it for at least until the daughter is 18 years old. Even after 18 years, only 50 percent of the amount can be withdrawn. All money can be withdrawn only when the daughter will be 21 years old. Keep in mind that under this, money can be deposited only from the time of opening the account to 15 years, however, after that, till the age of 21 years, the interest will be paid on those money. You can deposit a minimum of Rs 250 and a maximum of Rs 1.5 lakh annually.
How to prepare for investment
First of all, you have to decide what amount you want for your daughter when she is 21 years old. The sooner you start the scheme, the more amount you will get on maturity, ie, when the daughter is 21 years old.
Learn how 131 rupees will become 20 lakhs
For example, suppose you started investing in the year 2021, at that time your daughter’s age is 1 year. Now you save Rs 131 daily, then the total of Rs 3930 for the month. If you deposit 930 rupees every month, then it will be 47160 rupees throughout the year. If you make these investments for only 15 years, then the total investment was Rs 7,07,400. On this, according to 7.6 percent annual interest, you got a total interest of Rs 12,93,805. In the year 2042, when your daughter is 21 years old, the scheme will be matured, at that time the total maturity amount will be Rs 20,01,205. In this way you can protect your daughter’s future. Explain that the only basic mantra of any investment is that you start it quickly.
