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UPI transaction limit per day from GPay, BHIM, PhonePe Paytm; Check Bank-wise Limit

UPI transfer limit: UPI allows real-time transfers between personnel accounts, banks and merchant accounts through mobile devices. It also facilitates instant bank-to-bank payments, making online payments convenient and easy. It is the most preferred payment system in India.

UPI transfer limit per day

According to NPCI, the daily UPI transaction limit is Rs 1 lakh. However, the limit for payment to educational institutions and health care is Rs 5 lakh. The maximum UPI daily transfer limit can vary from Rs 25,000 to Rs 1 lakh from one bank to another. Some banks have set UPI transfer limits per week or per month instead of per day.

UPI Interchange Fee: Interchange fee is the transaction fee that the customer must pay to the merchant when processing the transaction.

Interchange charges on various services are applicable in the range of 0.5-1.1%. An interchange fee of 0.5% is applicable on fuel payments, 0.7% for post office, telecom, utilities, agriculture and education, 0.9% for supermarket payments and 1% for insurance, mutual funds, government and railways.

Interchange fee of up to 1.1% on UPI transactions above Rs 2,000 done through PPI will be applicable from 2024

UPI Transaction Limit Bank-Wise

UPI transaction limits vary for banks. It can range from Rs 10,000 to Rs 1 lakh. If your bank allows you to transfer Rs 50,000 in more than five transactions per day, you will not be able to make payments more than the transaction amount.

Bank NameUPI Transaction limitUPI Transfer Limit (Daily)
Abhyudaya Co-operative Bank2500025000
Adarsh Co-op Bank Ltd5000050000
Aditya Birla Idea Payments Bank100000100000
Airtel Payments Bank1,00,0001,00,000
Allahabad Bank25000100000
Allahabad UP Gramin Bank2000040000
Andhra Bank100000100000
Andhra Pradesh Grameena Vikas Bank25000100000
Andhra Pragathi Grameena Bank1000020000
Apna Sahakari Bank100000100000
Assam Gramin VIkash Bank500025000
Axis Bank100000100000
Bandhan Bank100000100000
Bank Of Baroda25000Not set
Bank Of India10000100000
Bank of Maharashtra100000100000
Baroda Rajasthan Kshetriya Gramin Bank2500025000
Baroda Uttar Pradesh Gramin Bank2500025000
Bassein Catholic Coop Bank2000040000
Bhilwara Urban Co-operative Bank LTD2500025000
Canara Bank1000025000
Catholic Syrian Bank100000100000
Central Bank of India2500050000
Chaitanya Godavari Grameena Bank25000100000
Chhattisgarh Rajya Gramin Bank25000100000
Citibank Retail100000100000
City Union Bank100000100000
COASTAL LOCAL AREA BANK LTD500001,00,000
Corporation Bank50000100000
DBS Digi Bank100000100000
DCB Bank50005000
Dena Bank100000100000
Dhanlaxmi Bank Ltd100000100000
Dombivli Nagari Sahakari Bank100000100000
Equitas Small Finance Bank25000100000
ESAF Small Finance Bank100000100000
Federal Bank100000100000
FINO Payments Bank100000100000
G P Parsik Bank100000100000
HDFC100000
(RS 5000 for new customer)
100000
Himachal Pradesh Gramin Bank50,00050,000
HSBC100000100000
Hutatma Sahakari Bank Ltd100000No limit
ICICI Bank10000
(25000 for Google Pay users)
10000
(25000 for Google Pay users)
IDBI Bank2500050000
IDFC100000100000
India Post Payment Bank2500050000
Indian Bank100000100000
Indian Overseas Bank1000020000
IndusInd Bank100000100000
J&K Grameen Bank20,00020,000
Jalgaon Janata Sahakari Bank100000100000
Jammu & Kashmir Bank2000020000
Jana Small Finance Bank1000040000
Janata Sahakari Bank Pune100000100000
Jio Payments Bank100000100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.25000200000
Karnataka Bank100000200000
Karnataka vikas Gramin Bank2500025000
Karur Vysya Bank100000100000
Kashi Gomti Samyut Gramin Bank100000100000
Kaveri Grameena Bank2500025000
Kerala Gramin Bank2000020000
Kotak Mahindra Bank100000100000
Langpi Dehangi Rural Bank10000100000
Madhya Bihar Gramin Bank25000100000
Maharashtra Gramin Bank25000100000
Maharashtra state co opp Bank500050000
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank)1000025000
Manipur Rural Bank1000010000
Maratha co opp Bank100000100000
Meghalaya Rural Bank100000100000
Mizoram Rural Bank25000100000
NKGSB CO-Op. Bank Ltd.2000040000
Oriental Bank of Commerce100000100000
Paschim Banga Gramin Bank500025000
Paytm Payments Bank100000100000
Pragathi Krishna Gramin Bank2000020000
Prathama Bank1000050000
Punjab and Maharashtra Co. bank100000100000
Punjab and Sind Bank1000010000
Punjab Gramin Bank1000025000
Punjab National Bank2500050000
Purvanchal Bank25000100000
Rajasthan Marudhara Gramin Bank2500025000
Rajkot Nagari Sahakari Bank Ltd100000100000
Samruddhi Co-op bank ltd100000100000
Sarva Haryana Gramin Bank50,0001,00,000
Sarva UP Gramin Bank50000100000
Saurashtra Gramin Bank20000100000
Shree Kadi Nagarik Sahakari Bank Ltd.100000100000
South Indian Bank100000100000
Standard Chartered100000100000
State Bank Of India100000100000
Suco Souharda Sahakari bank100000100000
Suryoday Small Finance Bank Ltd100000100000
Suvarnayug Sahakari Bank ltd100000100000
Syndicate Bank10000100000
Tamilnadu Mercantile Bank20000100000
Telangana Gramin Bank25000100000
Telangana State Cooperative Apex Bank100001,00,000
Thane Bharat Sahakari Bank100000100000
The Cosmos Co-Operative Bank LTD1000050000
The Co-Operative Urban Bank2500025000
The Ahmedabad District Co-operative Bank Ltd1000025000
The Ahmedabad Mercantile Co-op Bank Ltd100000100000
The Andhra Pradesh state cooperative10000100000
The Baroda Central Co-operative bank ltd.15000100000
The Gujarat State Co-operative Bank Limited50000100000
The Hasti Co-operative Bank Ltd100000100000
The KalyaCo-opapplya Sahkari Bank100000100000
The Lakshmi Vilas Bank Limited100000100000
The Mahanagar Co-Op. Bank Ltd2500050000
The Malad Sahakari Bank Ltd.1000050000
The Mehsana Urban Co-Operative Bank100000100000
The Municipal Co-op Bank Ltd.500050000
The Muslim Co-Operative Bank Ltd100000100000
The Nainital Bank Ltd2000040000
The Ratnakar Bank Limited2500025000
The Saraswat Co-Operative Bank100000100000
The Surat Peoples Co-Op. Bank Ltd25000100000
The Sutex Co-op Bank100000100000
The SVC Co-Operative Bank Ltd1000020000
The Thane Janta Sahakari Bank Ltd (TJSB)100000100000
The Udaipur Mahila Samridhi Urban Co-op Bank Ltd100000100000
The Udaipur Mahila Urban Co-op Bank Ltd100000100000
The Urban Cooperative Bank Ltd Dharangaon2000025000
The Varachha Co-op Bank Ltd.2000040000
The Vijay Cooperative Bank Ltd20000200000
The Vishweshwar Sahakari Bank Ltd100000100000
Tripura Gramin Bank1000010000
UCO Bank100000100000
Ujjivan Small Finance Bank Limited50000100000
Union Bank of India100000200000
United Bank of India2500060000
Uttarakhand Gramin Bank25000100000
Vananchal Gramin Bank2000020000
Vasai Vikas Co-op Bank Ltd100000100000
Vijaya Bank2500050000
Yes Bank100000100000

 

Shyamu Maurya
Shyamu Maurya
Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com
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