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What is Kotak 811 Savings Account? How to Open Kotak Mahindra Bank Account in 5 Minutes from Mobile?

Kotak 811 Savings Account  – Whenever we need to open a bank savings account. So the biggest problem before us is time. Because a long process of opening a bank savings account is completed. It takes at least 3 days to open any type of bank savings account. And sometimes it takes up to 1 week. Along with this, many types of documents are also needed. And also a guarantor is also needed. Whose bank savings account is required to be in the branch of that bank. In which you want to open your Saving Account.

How to open Kotak Mahindra Bank Account?

But now it is not so. India is moving towards digitization. And now almost all banks provide you the facility to open Saving Account online. By the way, almost all banks provide the facility to open Saving Account online. But this also takes time. Because almost all the banks provide the facility to apply online only. But your Saving Account is not activated till then. Unless you submit your documents to the branch. Or no bank employee comes to your home and collects your KYC documents.

But today we are going to tell you about one such bank. Where you can open your Saving Account in just 5 minutes. And also your Saving Account is activated immediately. And you will not need any big amount to open this Saving Account. If you want, you can open a savings account even on zero balance. So let’s know. How you can open Saving Account in 5 minutes on Zero Account Balance.

What is Kotak’s 811 Savings Account?

Nowadays Kotak Mahindra Bank Saving Account Kotak 811 is in a lot of discussion. In Kotak Mahindra Bank, you can open your savings account on zero balance in just 5 minutes. And also you do not need much document to open this Saving Account. Nor do you need to visit the branch. Your Saving Account is also activated immediately.

Where Kotak Mahindra Bank is providing customers the facility to open Saving Account in 5 minutes through their mobile. On the other hand, it is also providing the highest interest as compared to other banks. Usually, interest of 3.5% is now provided on the savings account in all the banks. In the same Kotak 811 Savings Account , interest of up to 6% is provided by the bank to the customers. Which is much higher than other banks.

With less documents and convenient savings account opening process, Kotak Mahindra Bank provides almost all the necessary facilities to its customers today. With Bank Saving Account, you can avail facilities like online money transfer, IMPS, RTGS, NEFT for free. Along with this, you can also do online shopping or offline shopping using the debit card provided by the bank.

Facilities available on opening Kotak 811 Savings Account

Kotak Mahindra Bank is providing many facilities to its customers. The main features of which are as follows –

  • Kotak Bank offers up to 6% interest to its customers on Savings Account.
  • In Kotak Mahindra Bank, any customer can open a savings account on zero balance.
  • Virtual Debit Card is also provided by the bank to the customers. Which customers can also use for online payment, shopping etc.
  • If the customer requires a physical debit card, he can also apply for the same.
  • In Kotak Mahindra Bank 811 Saving Account , you are also provided with the facilities of Net Banking, Mobile Banking, NEFT, RTGS etc.

Documents required to open Kotak 811 Savings Account

To open a Savings Account in Kotak Mahindra Bank in 5 minutes sitting at home through your mobile, you need the following documents –

  • Aadhar Card
  • pan card
  • mobile number
  • and Android/IOS mobile

How to Open Kotak 811 Online Savings Account?

If you want to open Kotak 811 Savings Account . So you can open your Saving Account in a few minutes by following the easy steps mentioned below –

  • As soon as you click on the Get Start Now button. A new page will open in front of you. Here you have to fill your full name and mobile number. And then click on the Continue button.
  • On entering the mobile number, a one time password will be generated on your mobile. With which you have to click on the Continue button after entering.
  • After the mobile number is verified, you will have to enter your 12 digit Aadhaar number in the next steps. After entering the Aadhaar number, click on the Continue button.

Kotak Mahindra Bank Details

  • In the next steps, you have to select your gender. And the date of birth has to be filled. And then click on the Continue button given below.
  • Now in the next step you have to fill your address. And then click on Continue Button.
  • Now in the next step, you will have to give information about your PAN card number, your business, your annual income etc. After filling all the information click on the Continue button.
  • After this a new page will open in front of you. Where you have to fill your marital status, your mother’s name, your father’s name and email address. And click on Continue Button.
  • After this you have to set your MPIN in the next step. Using which you will be able to login to Kotak Mahindra Bank’s mobile application in future. You have to remember this. Or you can note it somewhere and keep it.
  • After setting in MPIN, now click on Continue button.
  • As soon as you click on Continue Button. Your Saving Account will be opened. And your Saving Account Number, CRN Number, IFSC Code and UPI ID will appear on your mobile screen.
  • If you want, you can deposit some money in your Saving Account immediately online. Or you can leave it like that.
  • Now your Saving Account has been opened. You can use it anywhere for any work like online fund transfer, shopping or recharge etc.

Commonly asked questions about Kotak 811 Savings Account –

The following questions are often asked by people about Kotak 811 Savings Account –

What to do after Kotak 811 Savings Account is opened?

After your Saving Account is opened, you can login to your Saving Account through your mobile application. And you can use your savings account for any fund transfer, recharge, shopping etc.


How to deposit money in your account?

If you want, you can deposit money in your Savings Account online. And if you don’t want to submit online. So you can deposit money in your Savings Account by visiting any nearest branch of Kotak Mahindra Bank.

What is Virtual Card? And how can you use it?

Kotak Mahindra Bank also provides you a virtual debit card in your mobile application. Which you can use for online shopping etc.

Can you get a physical debit card?

If you want, you can also get a physical debit card from the bank branch. To get a physical debit card, you have to submit an application. And for this you will also have to pay a charge of ₹ 299 per year.

How much money can you deposit in your savings account?

Unless you do full KYC of your Saving Account. Till then you can do monthly loan transactions only up to ₹ 20000. And you can keep a maximum of ₹ 100000 in your savings account. If you want to remove this limitation. So you can go to the bank and get your full KYC done.

How to do Full KYC of your Savings Account?

If you want to remove the limitation of your Saving Account. So you can get your KYC verification done by visiting any nearest branch of Kotak Mahindra Bank. And if you want, by calling on 1807 26626 66, you can get full KYC of your Saving Account done by calling any bank employee to your home.

Can you get a check book?

If you then upgrade your Saving Account. So you can also apply for check book. Until you upgrade your savings account. Till then the check book cannot be provided to you.


So friends, in this way you can open a Saving Account in Kotak Mahindra Bank in just 5 minutes through your mobile. And you can use it to get any kind of facility online offline. What if you have Kotak 811 Savings Account? How to Open Kotak 811 Account in 5 Minutes from Mobile?If you like the information then don’t forget to share it with your friends. Also, if you have any kind of question, then comment below in the comment box. We will try to answer your questions soon. Thank you..

Parvesh Maurya
Parvesh Maurya
Parvesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @ praveshmaurya24@gmail.com
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