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Without Guarantee Loan: Government will give loan of Rs 3 lakh to these people without guarantee, Know what are the details

The government had launched PM Vishwakarma Yojana last year on the occasion of Vishwakarma Jayanti. In the scheme, along with loan facility, skill training is also provided along with financial assistance. If you want to start your own business then you can apply for the scheme. In the first phase of this scheme, loan up to Rs 1 lakh is available.

New Delhi. Do you know that the Government of India provides loans up to Rs 3 lakh to Indian citizens without any guarantee.

Actually, to provide financial help to the citizens of the country in their work, Prime Minister Narendra Modi has launched PM Vishwakarma Yojana.

The government had launched this scheme last year on the occasion of Vishwakarma Jayanti. In the scheme, along with loan facility, skill training is also provided along with financial assistance.

Who can take loan

If you want to start your own business then you can apply for the scheme. Under this scheme, a loan of up to Rs 1 lakh is available in the first phase and up to Rs 2 lakh in the second phase to expand the business.

Those who do these works will get loan

  • Carpenter
  • Blacksmith
  • Locksmith
  • Goldsmith
  • Boat builders
  • Tool kit manufacturer
  • Stone breakers
  • Cobbler/shoe artisan
  • Basket/mat/broom makers
  • Doll and other toy manufacturers (traditional)
  • Barber
  • Pottery maker (potter)
  • Sculptor
  • Raj Mistri
  • Fish trappers
  • Washerman
  • Tailor
  • Garland makers

Important things related to the plan

  • Indian citizens will get the benefit of the scheme.
  • The benefit of the scheme will be available only on one of the 18 works decided by Vishwakarma.
  • The age of the applicant for the scheme should be above 18 years and below 50 years.
  • It is necessary to have a certificate in the related trade from a recognized institute.
  • The applicant must belong to any one of the 140 castes included in the scheme.

What documents will be required for the scheme

  • Aadhar card
  • I Certificate
  • PAN card
  • Identity card
  • Caste certificate
  • Bank passbook
  • Mobile number
  • Address proof
  • Passport size photograph

Apply for the scheme like this

  • First of all you have to visit the official website of the government pmvishwakarma.gov.in.
  • Now you have to click on Apply Online for PM Vishwakarma Kaushal Samman Yojana.
  • Now you will have to register for PM Vishwakarma Kaushal Samman Yojana.
  • Now information about registration number and password will be received through SMS on the registered mobile number.
  • After filling the form completely, the documents will have to be scanned and uploaded.
  • All the information will have to be checked and submitted.
Shyamu Maurya
Shyamu Maurya
Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com
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