SBI ATM Card Rules: Cash Withdrawal Limit, Transaction Charges And Other Details

5
1253

State Bank of India (SBI) offers several types of ATM-cum-debit cards. These ATM cards include the Classic Debit card, the Global International Debit card, the Gold International Debit card and the Platinum International Debit card. These SBI ATM cards enable customers to make cash withdrawals up to a certain limit. For example, SBI’s Global International debit card allows customers to withdraw up to Rs. 40,000 per day, and make online transactions up to Rs. 75,000 per day, according to the bank’s corporate website – sbi.co.in. The bank has also set certain charges for services such as issuance of the ATM-cum-debit cards.


Here are some of the charges set by SBI for services with respect to different ATM/debit cards:

SBI Classic Debit card

Here are the transaction limits applicable to the Classic Debit card, according to the SBI website:

State Bank Classic Debit Card Domestic
Daily Cash Limit at ATMs Minimum Rs. 100/-
Maximum Rs. 20,000/-
Daily Point of Sales/Online transaction limit Minimum No such limit
Maximum Rs. 50,000/-



Here are some of the charges applicable to the SBI Classic Debit card:

Particulars Charges*
Issuance Charges Nil
Annual Maintenance Charges Rs. 125/- plus GST
Card Replacement Charges Rs. 300/- plus GST

SBI Global International Debit card

Here are the transaction limits applicable to the SBI Global International Debit card, according to the bank’s website:

SBI Global International Debit Card Domestic International
Daily Cash Limit at ATMs Minimum Rs. 100/- Varies from ATM to ATM
Maximum Rs. 40,000/- Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 40,000/-
Daily Point of Sales/ Online Transaction Limit Minimum No such limit No such limit but subject to local regulations.
Maximum Rs. 75,000/- PoS Transaction Limit: Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 75,000/-
Online Transaction Limit: Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites.



Here are the different types of charges levied by SBI from its customers using the Global International Debit card:

Particulars Charges*
Issuance Charges Nil
Annual Maintenance Charges Rs. 175/- plus GST
Card Replacement Charges Rs. 300/- plus GST

SBI’s ATM-cum-debit cards can be used at any of its group ATMs, which include the ATMs of State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore, according to the bank’s website.



5 COMMENTS

  1. Its not a necessary u can deposit cash any where in sbi n after merger all sbi associates(patiala, maharashtra travancore etc) are SBI n they have to accept cash whether your account is with that branch or not. or else what is use of any branch banking. for this there is charges which will be debited to your account. if any branch is not accepting pls write a mail to sbi grievance. or RBI ombusman

  2. My account is in SBI Ranipur Haridwar, which is 12 km from my house but State Bank of Patiala which is now the State Bank of India is close to my house. To deposit some of my money, State Bank of Patiala Who was now in the State Bank of India, the manager present there refused to accept my money saying that your account is the State Bank of India Ranipur His cash amount cannot be deposited here at Haridwar
    Please try to tell me whether this is the rule of RBI

  3. I am senior citizen now reaching 81 yrs and I find that SBI management has not given any consideration to old account holders. The charges levied for Debit card are penal for persons like us and I have to seriously think of NOT continuing my account with your Bank unless some special care and concession is given. Please not this.

LEAVE A REPLY

Please enter your comment!
Please enter your name here