If you want to open a Jan Dhan account (Pradhan Mantri Jan Dhan), then you do not need to open a new account. You can convert your old account into Jan Dhan account only.
New Delhi: If you have many accounts and you want to open Jan Dhan account (Pradhan Mantri Jan Dhan), then you do not need to open a new account. You can convert your old account into Jan Dhan account only. For this, you have to go to the bank branch. Here you have to fill a form and apply for RuPay card. After doing this, you have to submit the form to the bank. Through this form, your bank account will be converted into Jan Dhan account.
Interest is available on deposits. Apart from this, the facility of free mobile banking is also provided with the account. If you have a Jan Dhan account, you can withdraw up to an additional Rs 10,000 from your account through overdraft. But this facility is available only after proper maintenance of Jan Dhan account for a few months.
These benefits are also available
along with Accidental insurance cover up to Rs 2 lakh. Life cover up to Rs 30,000, which is available on completion of eligibility conditions on the death of the beneficiary. The ruler of Jan Dhan account is given a RuPay Debit Card from which he can withdraw money from the account or make a purchase. It is easy to buy insurance, pension products through Jan Dhan account. Minimum is not to balance the tension does not need to maintain minimum balances in accounts opened under PMJDY. However, if you want the facility of checkbook, then you have to maintain minimum balance. If a new account is to be opened
If you want to open your Jan Dhan account then you have to go to your nearest bank. Here, you have to fill the Jan Dhan account form. You will have to fill all your details in it. The applying customer has to provide his name, mobile number, bank branch name, applicant’s address, nominee, business / employment and annual income and dependents number, SSA code or ward number, village code or town code etc.
Will be necessary document
P’s website, you can open Jan Dhan account through documents like passport, driving license, PAN card number, Voter ID card issued by Election Commission, MNREGA job cord with signature of state government official.
According to PMJDPY’s website, you can open Jan Dhan account through documents like passport, driving license, PAN card number, Voter ID card issued by Election Commission, MNREGA job cord with signature of state government official.
