Indian Bank has reduced the interest rate on its special and regular FDs. Indian Bank has changed the interest rates of 444 days IND SECURE and regular fixed deposit (FD) scheme
FD Rate Reduced: Indian Bank has reduced the interest on its special and regular FDs. Indian Bank has changed the interest rates of 444 days IND SECURE and regular fixed deposit (FD) scheme. These new rates are applicable from 9 June 2025. Investment in IND SECURE scheme can be made till 30 September 2025. Apart from this, the bank has not made any change in the interest of 555 days FD IND GREEN.
444 days IND SECURE FD scheme
Launch: Launched on 8 May 2025
Minimum investment: Rs 1,000
Maximum investment: Less than Rs 3 crore
Interest rate
General customers will get annual interest of 6.90%
Senior citizens will get 7.40% annual interest.
Super senior citizens will get 7.65% annual interest.
Earlier this much interest was being given: 7.15% for general customers, 7.65% for senior citizens and 7.90% for super senior citizens.
This time the returns have been improved especially for senior and super senior citizens, so that they can get more benefit on their savings.
IND GREEN – 555 days FD – The rates of this FD have not been changed.
Launch: May 8, 2025
Minimum investment: Rs 1,000 crore
Maximum investment: Less than Rs 3 crore
Interest rates
6.80% for general customers
7.30% for senior citizens
7.55% for super senior citizens
There is no change in this FD scheme and it is available at the same rates as before.
Other regular FD rates – on FDs up to Rs 3 crore
What changed and why?
Rate cut on IND SECURE: Earlier it was 7.15% for general customers, which has now come down to 6.90%. To give some relief to senior and super senior citizens and for general customers, both have been balanced. No change on IND GREEN: Rates have been kept stable in this scheme.
Who should invest in 444 days FD
If you are thinking of investing for a long period, then you can invest in IND SECURE (444 days) scheme as it gives slightly better returns than regular FD. Indian Bank’s new FD rates have started from 9 June 2025. Various options are available in IND SECURE and IND GREEN.
Interest rates applicable from 9 June 2025
7–14 days: 2.80%
15–29 days: 2.80%
30–45 days: 3.00%
46–90 days: 3.25%
91–120 days: 3.50%
121–180 days: 3.85%
181 days–9 months: 4.50%
9–12 months: 4.75%
1 year: 6.10%
1–2 years (excluding 444/555 days): 6.60%
444 days FD: 6.90%
555 days FD: 6.80%
2–3 years: 6.40%
3–5 years: 6.25%
5 years and above: 6.00%
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