Under Atmanirbhar Bharat Yojana, the government banks of the country are issuing Kisan Credit cards. If you are a member of PM kisan then you can apply for Kisan Credit Card. But to get it, it is necessary to apply for PM Kisan membership by June 30. On this card, cheap loan is available for the work related to agriculture.
Farmers are given loans up to Rs 3 lakh from KCC. The interest on the loan is 9 percent, but the government gives 2% subsidy on KCC. With this, the interest on the loan received by the farmer becomes 7 percent. If farmers repay the loan ahead of time, then they get a rebate of up to 3 percent on interest, that is, the total interest remains only 4 percent.
Loan Par Penalty
However, if the loan repayment is not done till the due date, then after that, more interest has to be paid. Such a rule has been made by the government. By the way, the last date for loan repayment is 31 March of FY. But due to Covid, the government has extended it to 30 June 2021.
How to become a member in the scheme
If you want to become a PM Kisan member, then you can apply for this scheme through the nodal officer or patwari appointed by the state government. Apart from this, you can also register for this scheme through Common Service Centers. Apart from this, application for this scheme can also be done through PM Kisan Portal.
Apply Here
- Visit the website of PM Kisan https://pmkisan.gov.in/.
- An option named ‘Farmers Corner’ will appear.
- In this, the option of ‘New Farmer Registration’ will appear below.
- Click on ‘New Farmer Registration’ option.
- A new page will open, in which you will have to fill Aadhaar number and Captcha.
- Some personal information will have to be filled by filling the Aadhaar number.
- The details of the land registered in the name will also have to be given.
- Now submit the form.
