Lakhpati Didi Yojana: In this scheme introduced especially for women, the government makes women eligible for self-employment by giving them skill training and for this, the facility of loan without interest is also being provided.
Prime Minister Narendra Modi often mentions the Lakhpati Didi scheme in his speeches. The benefits of this government scheme are such that make it very popular. This is the reason that during her budget speech in Parliament on February 1, Finance Minister Nirmala Sitharaman had announced to increase the target of Lakhpati Didi Yojana from two crores to three crores. Under this scheme, women get loans ranging from Rs 1 lakh to Rs 5 lakh and that too without any interest, let us know its benefits and the process of applying…
Scheme to empower women
Lakhpati Didi Yojana of Narendra Modi Government is actually a skill development training program. In this scheme introduced especially for women, the government makes women eligible for self-employment by giving them skill training, so that their economic condition improves. Under the scheme, women are given training by professional trainers in various sectors, which is conducted through self-help groups.
Interest free loan up to Rs 1-5 lakh
In this central scheme launched on August 15, 2023, the government claims that since its inception, about 1 crore women have been successful in making Lakhpati Didi. Its target was earlier fixed at Rs 2 crore, but considering its popularity it was increased to Rs 3 lakh during the interim budget. In this initiative to strengthen women, along with skill training, women are also given huge financial assistance from the government. Yes, the government provides financial assistance of Rs 1 to 5 lakh to women to start self-employment under Lakhpati Didi Yojna and the special thing is that it is absolutely interest free.
Big benefits in Lakhpati Didi Scheme
In Lakhpati Didi Scheme, you are given training and guidance to start a business. Help is provided from starting the business to reaching the market. Under Lakhpati Didi Yojana, interest free loan is given to start a business. Provision for insurance facility has also been made at low cost. Women are encouraged to save along with earning.
This is how you get loan under the scheme
Any woman between 18 to 50 years of age can avail the benefit of the government’s Lakhpati Didi Scheme. For this, it is mandatory for the woman to be a native of the state and join a self-help group. To get a loan to start a business, you have to submit the necessary documents and business plan to your regional self-help group office. After this, the application is reviewed and approved and then you will be contacted for the loan. To apply, apart from Aadhaar Card, PAN Card, Income Proof, Bank Passbook, the applicant has to provide valid mobile number and passport size photographs.
