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PM Kisan: How to find credit through Kisan Credit Card, apply for KCC in SBI like this

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It has also become easy for the beneficiary of PM Kisan to apply for KCC.

PM Kisan: Kisan Credit Card is such a scheme of the central government, through which farmers get loans on time. This scheme was started in 1998. Its purpose was to provide short-term loans to the farmers on time. It was started by the National Bank for Agriculture and Rural Development (NABARD). Let us tell you that the PM Kisan Credit Card has now been linked with the Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN). Farmers can take loans up to Rs 3 lakh from KCC at 4 percent interest. At the same time, it has become easy for the beneficiary of PM Kisan to apply for KCC.




More than 2 crore KCC issued during the Corona period

According to PIB, more than 2 crore Kisan Credit Cards were issued during the Corona period. Most of these cards were given to small farmers. Such farmers will benefit from the farming and connectivity infrastructure coming up in the country. The KCC scheme was started to meet the needs of farmers engaged in farming, fisheries and animal husbandry. The purpose of this was to provide them with credit limit for a short period of time. So that they can meet their other expenses with furnishings.

Big relief from low interest rate

Not only this, with the help of KCC, farmers will not have to pay high interest rates to banks. Because its interest rate starts from 2 percent and on average 4 percent. With the help of this scheme, farmers can repay the loan after the harvest. For which he was given this help.




You can apply through SBI

Farmers of the country can also apply for KCC through State Bank of India. SBI has also started online service for this. SBI recently tweeted that “Empowering farmers by facilitating KCC review on YONO agriculture platform! State Bank of India farmer customers can now apply for KCC review without visiting the branch, for this they need to download SBI YONO app.

Know how to apply online

  • First of all download SBI YONO App
  • Login to https://www.sbiyono.sbi/index.html
  • Yono visit agriculture
  • Then go to Account
  • Now go to KCC Review Section
  • Click on apply
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