The minimum amount of PNB Housing Finance home loan is Rs 8 lakh for Tier-1 cities or Rs 6 lakh for Tier-2 cities.
In recent times, it has been seen that the impact of the global epidemic is steadily decreasing and with this we now see a steady growth in the affordable housing segment. Many state governments have worked to promote affordable housing by cutting stamp duty, as well as housing finance companies have consistently tried to reach potential customers, especially Millennials. Attempts are being made to reach more and more people due to attractive interest rates, easy terms and contactless services.
PNB Housing Finance is offering Unnati Home Loans to customers, with a maximum loan of Rs 35 lakh or up to 90 percent of the market value of the property for salaried individuals and up to 80 percent of the market value of the property for self-employed individuals. is.
The minimum amount of home loan is Rs 8 lakh for tier-1 cities or Rs 6 lakh for tier-2 cities. In addition, PNB Housing Finance provides such loans for property measuring 225 square feet or 40 square yards in terms of construction loans within the geographical limits of the city. In this way, PNBHFC’s Upgraded Home Loan is a smart investment option for the aspiring salaried class of young entrepreneurs and Millennial generation living in the mid-size cities of India, who want to invest in asset class early in their career. . Additionally, a 30-year extended repayment plan reduces EMI burden on borrowers.
Every income group will get facility
Hardayal Prasad, managing director and CEO of PNB Housing Finance, said, “We have continued our efforts to provide quick, affordable and customer-friendly financial solutions to those wishing to buy their dream home and fulfill an important life goal.” Under the advancement has started home loan. Loans are offered to the lower and middle income groups according to their needs and thus efforts are being made to contribute significantly towards furthering the Government’s plan of ‘Housing for all by 2022’. Unnati Home Loan will not only play an important role in realizing people’s dream of their home, but will also raise the socio-economic welfare of our society. ”
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These people will get benefit
Upgradation of PNB housing for salaried people and self-employed people comes with competitive interest rates, and offers many repayment options to the people. PNB Housing has partnered with the major insurance companies to offer the best for the insurance products and services to the customers and has tried to provide the services to the customers’ homes.
65 city builders partnership
With 94 branches spread across 65 cities, PNB Housing Finance has formed strategic alliances with several affordable housing builders across the country to assist in timely loan disbursement. As a further step, representatives of PNB Housing Finance conduct awareness campaigns throughout the year, conduct education-based campaigns and provide regular consultation on various loan products and their utility. The underlying purpose of these activities is to help and educate new home buyers to realize their dreams.
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Buying a house is easier than before
With the help of PNB Housing Finance, buying a house today has become much easier and efficient than before. This process can be completed easily with a contribution of at least 10 percent of the total cost of the property (including stamp duty and registration fee in case of one-time purchase). Advancement home loans require very few formalities to be completed and in return you get a number of facilities, such as quick and simple documentation, providing services to households for fast approval and disbursement. In addition, applicants who take Unnati Home Loan are also eligible for subsidy under Pradhan Mantri Awas Yojana (PMAY). Certainly, buying a house through the PNB Housing Finance Company present in the country is like a smart decision and a dream come true.