Sukanya Samriddhi Account Post Office Scheme is very important for such parents who are parents of a girl child. If you want to secure the future of your daughter, then this is a great scheme for you.
New Delhi: If you have a daughter in your house, then you can invest in Sukanya Samriddhi Scheme, a special investment scheme of the Government of India to secure her future. By investing in this scheme, you can secure the future of your daughter.
Who can invest in this scheme
If your daughter’s age is less than 10 years, then you can invest in this Sukanya Samriddhi Yojana. You can invest from Rs 250 to Rs 1.5 lakh in a year under this scheme.
How much is the return on the plan
The Government of India (Ministry of Finance) reviews the returns on this scheme every three months. At present, returns on this scheme are being given at the rate of 7.6 percent per annum.
Under this scheme, you can invest in multiples of Rs 50. One of the major benefits that you get by investing in this scheme is that you do not have to pay any tax on the amount invested.
It is important to know about Sukanya Samriddhi Account that you can open this account in only one bank. Apart from the bank, you can also open Sukanya Samriddhi Account in the post office. After opening the account, you can invest under this scheme for 15 years.
Any parent can open Sukanya Samriddhi Account in the bank for a maximum of two daughters.
When can withdraw money from account
Usually, you can withdraw money from Sukanya Samriddhi Account only when your daughter turns 18 years old or she has passed at least 10th.
You can close this account after the daughter’s age is 21 years, because by then this scheme matures. If the guardian of the daughter dies, the account can be closed in that case also.
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